Amsterdam is often called the bicycle capital of the world, with more bikes than people navigating the city’s charming canals and cobblestone streets.
However, while biking is a quintessential part of Amsterdam life, it comes with a significant risk: bike theft. Protecting your two-wheeled investment with a bike insurance policy is more important than ever.
Bike Theft in Amsterdam
Amsterdam is home to approximately 880,000 bicycles, but sadly, an estimated 50,000 to 80,000 bikes are stolen annually. Bike theft is a prevalent issue, especially for high-value bicycles like e-bikes, which have become increasingly popular in the city. Investing in robust bike insurance ensures that your financial loss is minimized in the unfortunate event of theft.
Electrical bikes have the highest theft rate
E-bikes are a game-changer for commuting, but they also have the highest theft rates in Amsterdam due to their high resale value. If you own an e-bike, insurance is a must. You can explore our e-bike insurance options to find the coverage that suits you best.
What to do when your bike is stolen in Amsterdam
If your bike is stolen in Amsterdam, you can follow these steps as outlined by the city government:
- Report the theft to the police. File an official police report online or at a police station. You will need this report to claim insurance.
- Check if your bike has been removed. The municipality may have removed your bike if it was parked improperly. Visit the city’s bicycle removal page to check.
- Provide proof of ownership. This includes the purchase receipt and the bike’s unique frame number.
Why insure your bike?
With the high theft rates in Amsterdam, insuring your bike is a wise decision. Whether you own a traditional bike, an e-bike, or a fat bike, insurance provides peace of mind and financial protection. For instance, Laka offers community-based bike insurance tailored to cycling enthusiasts, while Centraal Beheer is the only provider that covers fat bikes, given their increasing theft rates. When you have a moped you should check out for scooter insurances in the Netherlands.
Fat Bikes: A rising trend with high risk
Fat bikes are gaining popularity for their unique style and versatility. However, their theft rate has risen due to their high value and rarity. If you own a fat bike, ensure you’re protected. Fat bike insurance is only available at Centraal Beheer, making it your go-to choice for this specific coverage.
Secure your ride
With tens of thousands of bikes stolen each year, Amsterdam’s cycling culture faces a persistent challenge. Protect your investment by choosing the right insurance. Whether you’re riding an e-bike, fat bike, or traditional bicycle, compare bike insurance policies with us to find the best coverage. Don’t let theft ruin your cycling experience in the world’s bike capital!
