View all mountainbike insurance policies by provider:
| Laka | inshared | unive | Centraal Beheer | |
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| from € 5,41 | from € 4,32 | from € 2,34 | from € 2,36 | |
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34% choose | 26% choose | 21% choose | 15% choose | |
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Compensation in case of theft | Full new value | New value up to 3 years | New value up to 3 years | Acquisition value up to 3 years |
Deductible for theft | No deductible in case of theft. | No deductible in case of theft. | No deductible in case of theft. | € 25 |
Deductible for damage | No deductible in case of theft. | No deductible in case of theft. | € 50 | € 25 |
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A racing bike is a high-performance bicycle designed for speed, agility, and competitive cycling. These bikes are lightweight, aerodynamic, and equipped with precision components to enhance performance. Racing bikes are ideal for professional cyclists, fitness enthusiasts, and anyone who enjoys the thrill of fast-paced riding. Whether you’re training for a triathlon or enjoying weekend rides, a racing bike is built for the ultimate cycling experience.
Owning a racing bike is an investment, often costing thousands of euros, especially for high-end models. This makes them a target for theft and susceptible to damage from accidents or heavy use. Racing bike insurance provides essential coverage for theft, damage, and liability. With policies from trusted insurers like Laka and Inshared, you can ensure financial protection while focusing on your rides. Whether you’re commuting, racing, or training, insurance gives you peace of mind and safeguards your valuable asset.
The cost of racing bike insurance depends on various factors, ensuring that the coverage fits your bike’s value and usage. Racing bikes, often more expensive than traditional bicycles, generally come with higher premiums due to their specialized nature.
Bike Value:
High-end racing bikes with premium components will result in higher premiums, as they are more expensive to repair or replace.
Coverage Options:
Insurance Models:
For most cyclists, policies range between €10 and €30 per month, depending on the coverage level and bike specifications.
| Insurance Company | Cost per Month |
|---|---|
| Laka | € 5,41 |
| Inshared | € 4,32 |
| Univé | € 2,34 |
| InShared | € 2,36 |
To insure your racing bike, you’ll need:
Some insurers may also require photos of your bike and its lock as part of the verification process. Be sure to review specific requirements from providers to ensure smooth policy approval.
Racing bike insurance typically covers several key areas, ensuring your bike and finances are protected in a range of situations. Here’s what’s generally included:
Classic bike insurance is a specialized insurance policy that covers vintage or older bikes, protecting them from theft, damage, and other risks that standard bike insurance might not cover.
Classic bikes are often rare or have sentimental value, making them expensive to repair or replace. Insurance helps protect against theft, damage, and liability, safeguarding both the monetary and emotional investment in your bike.
Premiums for classic bike insurance typically range between €5 and €20 per month, depending on the bike’s value, condition, and usage. More comprehensive plans, including custom part protection, will generally cost more.
You will need to provide details about your bike (model, make, value), personal information, and sometimes proof of an approved lock for theft protection.
Classic bike insurance covers theft, accidental damage, mechanical failures, liability for accidents, and, depending on the policy, custom parts or restoration work.
To file a claim, log into your insurer’s portal and follow the steps to provide details of the incident, along with any necessary documentation (such as photos of damage or a police report for theft). The claims process varies between providers.