View all bike insurance policies by provider:
| Name | PetSecur | OHRA | inshared | unive | Dierenverzekering |
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| v.a. € 8,46 | v.a. € 12,28 | v.a. € 11,95 | v.a. € 9,37 | v.a. € 12,96 | |
| View Insurance | View Insurance | View Insurance | View Insurance | View Insurance | |
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| Breakdown assistance | |||||
| Global coverage |  | | |||
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| Online account | |||||
Policy costs | € 6000
| € 2.500 tot € 5.000 | € 8500 | € 2.500 of € 5.000 | € 5000 |
Compensation in case of theft | € 6000
| € 2.500 tot € 5.000 | € 8500 | € 2.500 of € 5.000 | € 5000 |
Deductible | Je kunt kiezen uit € 0, € 50, € 100, € 150 eigen risico per jaar. | € 0
| 20% | € 0
| € 0 tot € 150 |
| View Insurance | View Insurance | View Insurance | View Insurance | View Insurance | |
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Whether you’re a daily commuter, a weekend warrior, or a casual cyclist, your bicycle is more than just a mode of transportation—it’s an investment.
That’s why having the right bicycle insurance is essential. Our platform helps you compare the best bicycle insurance plans, so you can find the perfect coverage that fits your needs and budget.
Bicycles are increasingly popular, and with more bikes on the road, accidents and theft are becoming more common. Bicycle insurance provides financial protection in a variety of situations, including:
When comparing bicycle insurance, it’s essential to consider the following factors:
Coverage Types
Does the policy cover theft, accidental damage, personal injury, and third-party liability? Look for a plan that offers comprehensive coverage to give you peace of mind on every ride.
Deductibles
Some policies come with high deductibles, which means you pay more out of pocket before your insurance kicks in. Make sure you choose a policy with a deductible you’re comfortable with.
Premium Costs
Different providers offer various premium rates. Compare them carefully to find a plan that gives you the right balance between cost and coverage.
Claim Process
Look for insurers with hassle-free claim processes. After all, you don’t want the stress of a complex claims procedure after an accident or theft.
Exclusions
Always read the fine print. Some policies may not cover certain types of damages, or they might exclude coverage for bikes that are used in races or extreme sports.
At Allianz, we pride ourselves on being a global leader in insurance, offering bike insurance that gives you peace of mind. We provide comprehensive coverage that protects your bike from theft, damage, and accidents. Whether you ride a standard bike or an e-bike, we offer flexible policies tailored to your needs. Our goal is to ensure that you enjoy cycling without worry, knowing that we’ve got you covered with quick claims processing and reliable service.
We believe in fair and affordable bike insurance that keeps you covered without breaking the bank. Our insurance protects your bike from theft, damage, and accidents, giving you peace of mind every time you ride. We’re proud to offer transparent policies and easy online services, so you’re always in control. Plus, we share our profits with our customers when there are fewer claims—because we’re all in this together.
We’re all about helping you protect the things you value—like your bike. Our bike insurance offers solid coverage against theft and damage, so you can ride with peace of mind. We focus on providing affordable, straightforward insurance that suits your needs, with no hidden surprises. As a cooperative, our priority is our customers, and we’re committed to offering personal service and reliable support whenever you need us.
Centraal Beheer is here to make sure you can enjoy your bike with confidence. Our bike insurance offers comprehensive coverage against theft, damage, and accidents, so you can ride without worry. Whether you have a regular bike or an e-bike, we provide flexible options to match your needs. With our easy claims process and dedicated customer service, you can trust that we’re always here to help you get back on the road quickly and smoothly.
Lightweight, Speed, and Performance
Road bikes are designed for speed and distance, often with high-end components and lightweight materials that come with a significant price tag. If you’re clocking miles on your sleek road bike, here’s what to look for in insurance:
Rugged, Off-Road Adventures
Mountain bikes are built tough for off-road terrains, but they’re not immune to the bumps, scrapes, and tumbles that come with the trail. Here’s what you need from an insurance policy for your mountain bike:
Power and Convenience
Electric bikes, or e-bikes, are growing in popularity for their ease of use and extended range. But with advanced electronics and high-end motors, they also come with a hefty price tag. Here’s what you should look for in e-bike insurance:
Compact and Portable
Folding bikes are popular for urban dwellers who need a compact and portable option for commuting. While their size may make them easy to store, they still need the right insurance:
Cycling is an essential part of daily life in the Netherlands, and insuring your bike can protect against theft, damage, or accidents. The cost of bike insurance varies based on factors such as the type of bike, coverage options, and the insurance provider. Below is a pricing table from some of the top bike insurance companies in the Netherlands, offering basic theft and damage coverage for an average city bike valued at €1,000.
| Insurance Company | Monthly Premium | Coverage | Excess/Deductible |
|---|---|---|---|
| Allianz | € 5 - € 7 | Theft, damage, and third-party | € 25 - € 50 |
| Kingpolis | € 4.50 - € 6.50 | Theft, damage, and accident coverage | € 0 - € 50 |
| InShared | € 4 - € 6 | Theft, damage, and accident coverage | € 50 - € 100 |
| Univé | € 3.50 - € 5.50 | Theft and damage | € 25 |
| Centraal Beheer | € 4 - € 6 | Theft, damage, and third-party | € 0 - € 75 |
The cost of bicycle insurance varies depending on factors like the bike’s value, your location, and the type of coverage you choose. However, premiums typically range from $10 to $30 per month.
Some insurance providers offer specialized policies for competitive cyclists. Be sure to check whether race coverage is included or available as an add-on.
While some homeowners or renters insurance may cover bikes, the coverage is often limited. Bicycle-specific insurance provides broader protection, especially for high-end bikes.
If your bike is stolen, bicycle insurance can help cover the cost of a replacement, depending on your policy’s terms.
