Classic Bike Insurances from the Netherlands

Start comparing all Classic Bike Insurances here

LakainshareduniveCentraal BeheerFietszekerKingpolis
Bicycle
Most chosen bike insurance
from € 2,16 from € 4,32 from € 2,34 from € 2,35 from € 9,14 from € 12,26
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34% choose
Laka

26% choose
Inshared

21% choose
Univé

15% choose
Centraal Beheer

3% choose
Fietszeker

1% choose
Kingpolis

Coverage:
Theft
Damage
Roadside assistanceMore information
Global coverage
Legal helpMore informationMore information
Online account

Compensation in case of theft

Full new value

New value up to 3 years

New value up to 3 years

Acquisition value up to 3 years

Unknown

Unknown

Deductible for theft

No deductible in case of theft.No deductible in case of theft.

No deductible in case of theft.
Deductibles for theft

€ 25
Deductibles for theft

Dependent on the type of bike
Deductibles for theft

Dependent on the type of bike
Deductibles for theft

Deductible for damage

No deductible in case of theft.

No deductible in case of theft.

€ 50
Deductible bike insurance

€ 25
Deductible bike insurance

Deductible for damage

Deductible for damage

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De “vanaf” prijzen van de premies gelden voor kleine honden en katten. Indien u een volwassen hond of kat heeft zult u meer betalen voor de maandelijkse premie.

De mogelijke dekking kan van toepassing zijn op het meest uitgebreide pakket van de verzekeraar, de basis huisdierenverzekeringen omvatten vaak niet alle mogelijkheden. De maximale verzekering is het meest uitgebreide pakket die u bij de verzekeraar kunt afsluiten. De prijzen en dekkingen uit onze vergelijker zijn voor het laatste geüpdatet op 21 augustus 2024.

Classic Bike Insurances from the Netherlands

Classic bikes are more than just a means of transportation—they’re often vintage, collectible, and hold sentimental value. Whether you’re a daily commuter on a timeless Dutch roadster or a collector with a fully restored classic, having the right insurance is essential to protect your investment.

In the Netherlands, where cycling culture is rich and widespread, insuring your classic bike ensures that you’re covered against theft, accidental damage, and other risks. Classic bike insurance is tailored to provide the coverage needed for these unique bicycles, which often come with higher repair costs or hard-to-find parts.

At Bike-Insurance-Netherlands.nl, we make it easy to compare different classic bike insurance policies from top providers in the Netherlands. Whether you ride your bike daily or keep it for special occasions, our comprehensive comparison tool helps you find the best coverage for your needs and budget.

Start comparing classic bike insurances today and give your beloved bike the protection it deserves!

Biking insured
Classic Bike

What is Classic Bike Insurance?

Classic bike insurance is designed to cover bicycles that fall into the “classic” category, including vintage, restored, and old-fashioned models that have a unique appeal and might be difficult or expensive to repair or replace. These bikes often hold sentimental or collectible value, making them more than just a mode of transport.

Given the unique value of classic bikes, regular bike insurance may not provide enough coverage. Classic bike insurance offers tailored protection, ensuring that your bike is covered for its true worth. Whether you use it for daily commutes or occasional rides, this insurance ensures that both its market and sentimental value are protected.

What Are the Costs of Classic Bike Insurance?

The cost of insuring a classic bike in the Netherlands depends on several factors, such as the value of the bike, its condition, and how often you use it. Generally, premiums range from €5 to €20 per month, depending on the bike’s specifics and the level of coverage.

Factors Influencing the Cost:

  • Bike Value: Older, rarer bikes with custom parts or significant restoration work will have higher premiums.
  • Usage: If you ride your classic bike daily, you may face higher premiums compared to someone who uses theirs only occasionally.
  • Location: If you live in a high-theft area, your premium might be higher to reflect the increased risk.
  • Coverage Type: A basic policy may only cover theft, while more comprehensive plans will include accidental damage, liability, and custom parts protection.
Insurance CompanyCost per MonthStarting Price
OHRA€12.50Theft and Damage
Petsecur€9.95Theft Protection
Allianz Global€14.95Full Coverage
Univé€16.20Theft & Liability
InShared€11.95Accidental Damage

What Do You Need for Classic Bike Insurance?

Getting classic bike insurance is simple. You’ll need to provide the following details to your insurance provider:

  • Bike Details: Include the make, model, year, and purchase price of your classic bike. If your bike has been restored or customized, provide the costs of those updates as well.
  • Security: Many insurers will require you to use an approved lock to secure your bike. Using an ART-certified lock may also help lower your premium.
  • Personal Information: You’ll need to supply your personal details, such as your name, address, and contact information.
 

Once these details are submitted, applying for classic bike insurance online is quick and easy. Many insurers offer instant coverage, so you can start riding with confidence right away.

What is Covered by Classic Bike Insurance?

Classic bike insurance typically covers several key areas, ensuring your bike and finances are protected in a range of situations. Here’s what’s generally included:

Theft Protection

Accidental Damage

Mechanical Coverage

Liability Coverage

Optional Add-ons

View all mountainbike insurance policies by provider:

FAQ for classic bike Insurance

View answers to the most frequently asked questions about classic bike insurance here.

Classic bike insurance is a specialized insurance policy that covers vintage or older bikes, protecting them from theft, damage, and other risks that standard bike insurance might not cover.

Classic bikes are often rare or have sentimental value, making them expensive to repair or replace. Insurance helps protect against theft, damage, and liability, safeguarding both the monetary and emotional investment in your bike.

Premiums for classic bike insurance typically range between €5 and €20 per month, depending on the bike’s value, condition, and usage. More comprehensive plans, including custom part protection, will generally cost more.

You will need to provide details about your bike (model, make, value), personal information, and sometimes proof of an approved lock for theft protection.

Classic bike insurance covers theft, accidental damage, mechanical failures, liability for accidents, and, depending on the policy, custom parts or restoration work.

To file a claim, log into your insurer’s portal and follow the steps to provide details of the incident, along with any necessary documentation (such as photos of damage or a police report for theft). The claims process varies between providers.