View all mountainbike insurance policies by provider:
| Laka | inshared | Centraal Beheer | |
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| from € 2,16 | from € 4,32 | from € 2,35 | |
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34% choose | 26% choose | 15% choose | |
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| Theft | |||
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| Global coverage | |||
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| Online account | |||
Compensation in case of theft | Full new value | New value up to 3 years | Acquisition value up to 3 years |
Deductible for theft | No deductible in case of theft. | No deductible in case of theft. | € 25 |
Deductible for damage | No deductible in case of theft. | No deductible in case of theft. | € 25 |
| View Insurance | View Insurance | View Insurance | |
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De “vanaf” prijzen van de premies gelden voor kleine honden en katten. Indien u een volwassen hond of kat heeft zult u meer betalen voor de maandelijkse premie.
De mogelijke dekking kan van toepassing zijn op het meest uitgebreide pakket van de verzekeraar, de basis huisdierenverzekeringen omvatten vaak niet alle mogelijkheden. De maximale verzekering is het meest uitgebreide pakket die u bij de verzekeraar kunt afsluiten. De prijzen en dekkingen uit onze vergelijker zijn voor het laatste geüpdatet op 21 augustus 2024.
A recumbent bike is a unique and comfortable alternative to traditional bicycles, offering an ergonomic design that prioritizes the rider’s comfort and efficiency. However, given their specialized design and often higher price tag, insuring a recumbent bike is a smart move to protect your investment from theft, damage, or liability issues. At Bike Insurance Netherlands, we help you find the best insurance options for your recumbent bike, tailored to your specific needs.
A recumbent bike, also known as a reclining bike, is a bicycle where the rider sits in a laid-back position with the legs stretched forward to pedal. This design reduces strain on the back and neck, making it an ideal choice for long-distance rides, individuals with mobility challenges, or those seeking a comfortable cycling experience. Recumbent bikes come in various styles, including two-wheel and three-wheel (trike) models, and are popular for both recreational and professional use.
Several insurers in the Netherlands recognize the need for specialized coverage for recumbent bikes. Here are some of the top providers:
These insurers understand the unique needs of recumbent bike riders and offer coverage options that provide the protection you need.
The cost of recumbent bike insurance varies depending on factors like the bike’s value, your location, and the coverage you select. On average, premiums for a recumbent bike range between € 10 and € 25 per month, but they can be higher for high-end models or those with specialized features.
| Insurance Company | Cost per Month |
|---|---|
| Laka | € 2.16 |
| Inshared | € 4,32 |
| InShared | € 2,35 |
Classic bike insurance typically covers several key areas, ensuring your bike and finances are protected in a range of situations. Here’s what’s generally included:
Given the cost of recumbent bikes—often ranging from € 1,500 to € 6,000 —having the right insurance protects you from unexpected expenses. Whether it’s a theft, an accident, or liability for damages to others, insurance ensures peace of mind while riding.
By comparing policies from trusted insurers, you can find a plan that fits your needs and budget, so you can focus on enjoying the comfort and performance of your recumbent bike.
Start exploring your options today with Bike Insurance Netherlands and ride worry-free!
Recumbent bike insurance is a specialized policy designed to protect your recumbent bike against theft, damage, and liability. Given the high value and unique design of these bikes, this type of insurance provides tailored coverage to ensure your investment is well-protected.
Recumbent bikes are often more expensive than standard bikes, making them a target for theft or costly to repair if damaged. Insurance gives you financial protection against these risks, allowing you to ride with peace of mind.
Recumbent bike insurance typically includes:
Several insurers in the Netherlands provide coverage for recumbent bikes, including:
These insurers offer a variety of plans tailored to meet the needs of recumbent bike riders.
The cost of insurance depends on factors such as your bike’s value, coverage type, and location. Premiums typically range from € 10 to € 25 per month, but high-end or custom recumbent bikes may have higher premiums.
Yes, most insurers require an ART-certified lock (category 2 or higher) to secure your bike as a condition of theft coverage. Failing to use an approved lock could result in denied claims.
Yes, many insurers allow you to insure a second-hand recumbent bike. The bike is typically insured for its purchase price or current market value.
To file a claim, you’ll typically need:
Many insurers allow you to include accessories like panniers, lights, and navigation systems in your policy. Check with your provider to ensure these items are covered.