View all bike insurance policies by provider:
| inshared | Centraal Beheer | |
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| from € 4,32 | from € 2,35 | |
| View Insurance | View Insurance | |
26% choose | 15% choose | |
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Compensation in case of theft | New value up to 3 years | Acquisition value up to 3 years |
Deductible for theft | No deductible in case of theft. | € 25 |
Deductible for damage | No deductible in case of theft. | € 25 |
| View Insurance | View Insurance | |
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De “vanaf” prijzen van de premies gelden voor kleine honden en katten. Indien u een volwassen hond of kat heeft zult u meer betalen voor de maandelijkse premie.
De mogelijke dekking kan van toepassing zijn op het meest uitgebreide pakket van de verzekeraar, de basis huisdierenverzekeringen omvatten vaak niet alle mogelijkheden. De maximale verzekering is het meest uitgebreide pakket die u bij de verzekeraar kunt afsluiten. De prijzen en dekkingen uit onze vergelijker zijn voor het laatste geüpdatet op 21 augustus 2024.
A Speed Pedelec is a powerful and efficient mode of transport that combines the convenience of cycling with the speed of motorized vehicles. However, with its increased speed and value, proper insurance is not just a smart choice—it’s often a legal requirement. At Bike Insurance Netherlands, we help you find the perfect Speed Pedelec insurance to suit your needs, ensuring you’re covered for theft, damage, liability, and more.
Several insurers in the Netherlands provide tailored coverage for Speed Pedelecs. These include:
These insurers understand the unique needs of Speed Pedelec riders and offer coverage options designed to protect your investment.
Some insurers categorize Speed Pedelecs as mopeds due to their ability to reach speeds of up to 45 km/h and the legal requirement for a license plate. This classification is important because it aligns with Dutch traffic laws, which consider Speed Pedelecs as motorized vehicles. As a result, insurers often advise riders to insure their Speed Pedelec under a moped insurance policy.
Moped insurance typically provides comprehensive coverage tailored to motorized vehicles, including liability, theft, and damage protection. By choosing moped insurance for your Speed Pedelec, you ensure compliance with legal requirements while enjoying peace of mind on the road. Whether you’re commuting or exploring, having the right insurance guarantees you’re protected in any situation.
The cost of Speed Pedelec insurance depends on several factors, including the bike’s value, the type of coverage you choose, and your location. On average, Speed Pedelec insurance in the Netherlands ranges from € 10 to € 25 per month, but this can vary widely depending on the policy and provider.
Value of the Speed Pedelec
High-value Speed Pedelecs often come with higher premiums due to their increased replacement or repair costs.
Type of Coverage
Your Location
Riders in urban areas, where theft rates are higher, may face higher premiums compared to those in rural regions.
Security Measures
Using an ART-certified lock or a GPS tracker can lower your insurance costs, as insurers see this as reducing theft risk.
| Insurance Company | Cost per Month | |
|---|---|---|
| Centraal Beheer | € 12.50 | |
| InShared | € 11.95 |
To secure a Speed Pedelec insurance policy, insurers typically have specific requirements in place to ensure the safety and security of your bike. First and foremost, you’ll need an ART-certified lock—categories 2, 3, or 4 are generally accepted.
These locks are rigorously tested to provide a high level of protection against theft and are mandatory for most insurers. Additionally, since Speed Pedelecs are classified as motorized vehicles in the Netherlands, wearing a certified helmet is legally required and ensures your safety.
Insurers may also require proof of ownership, a valid license plate for the bike, and compliance with all legal regulations to finalize your policy.
Speed Pedelec insurance offers comprehensive protection for both you and your bike. Key areas of coverage include:
Yes, in the Netherlands, it is mandatory to have at least a Wettelijke Aansprakelijkheid (WA) or third-party liability insurance for your Speed Pedelec. This coverage protects you against damages you may cause to others while riding.
There are typically three levels of coverage:
Premiums vary based on factors like the bike’s value, your location, and chosen coverage. On average, expect to pay between €10 to €25 per month.
Yes, insurers often require:
Depending on the policy, coverage can include:
Yes, many insurers offer coverage for second-hand Speed Pedelecs, often insuring them for their current market value or purchase price.
Riding without the mandatory WA insurance is illegal and can result in fines up to €500. Additionally, you would be personally liable for any damages or injuries caused in an accident.
Yes, operating a Speed Pedelec requires a valid moped or car driving license in the Netherlands.
Riders must be at least 16 years old to legally operate a Speed Pedelec.
There is not really a best bike insurance for everyone. It’s advisable to compare policies from different insurers, considering factors like coverage options, premiums, and customer reviews, to find the insurance that best suits your needs.